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Call 3 Problem Solvers: Check Travel Insurance Plan Before Purchasing


12 December 2007

SACRAMENTO, Calif. -- Before you buy a travel insurance plan, make sure you know what it will and will not cover. Always read over the refund and cancellation policies, and know what you'll need to do in the even that your trip needs to be called off. Whether you're traveling by plane, train or ship, travel insurance could buy you some peace of mind this holiday season.

Traveler Mary Tracy said she doesn't leave home for a trip without it. Renee Morgan said at one point her husband had to go in for surgery and he was not able to fly, so they received their money back. The second time they purchased the insurance, they didn't need to use it. The California Department of Insurance said consumers can choose from many different types of travel insurance. Some protect against the loss of non-refundable travel costs, like airfare, hotel and tour expenses. Others protect you from losses due to medical emergencies, damage to personal property, and even death. Travel insurance can be purchased through some credit card companies, including American Express. Travel agents and online sources also sell it. The plan that best suits you depends on the price of your trip and the age of traveler.



Source :http://www.kcra.com